F&I Products: Protecting Your Vehicle for the Days Ahead

When you finance or lease a vehicle at Total Motors Auto Family, you have the option to add any of our valuable F&I Products. These protection packages cover many common vehicle ownership scenarios and save your wallet from unexpected replacements, repairs, or other issues. Many of our products pick up where your typical car insurance leaves off and provide peace of mind in stressful situations such as accidents or unexpected breakdowns. All our F&I products are completely optional, giving you the freedom to choose the packages that make the most sense for your driving situation and budget.

Why Choose F&I Products at Total Motors Auto Family?

Our F&I Products protect your vehicle from common accidents and issues typically not covered by insurance so you can enjoy a worry-free ownership experience.

  • Peace of Mind
  • Protection Against Common Events
  • Money Savings
  • Add Value

F&I Protection Packages Available

Vehicle Service Contract (VSC)

Vehicle Service Contract (VSC) offers additional coverage on top of the original manufacturer warranty to provide valuable services and money-saving benefits. VSC protects you from unexpected repair costs due to unexpected breakdowns and is available for used vehicles. VSC includes coverage for repairs and perks like emergency roadside assistance, trip interruption reimbursement, rental car reimbursement, and more.

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) is strongly recommended for drivers purchasing a vehicle and financing with little or no downpayment. In the event of a total loss, insurance typically pays out the cost to replace the vehicle, not the amount due on the loan. GAP ensures the remaining cost is paid out to the lender, so you don’t have to keep paying out of pocket for the totaled vehicle.

Deductible Payment Plan

Hate paying insurance deductibles? When the unexpected happens, our Deductible Payment Plan will take care of your insurance deductibles up to the approved amount based on your plan.

Key and Remote Replacement

If you’ve ever had to replace a key fob, you know how expensive they can be. With our Key and Remote Replacement plan, you get one key fob or remote replacement during the coverage period and avoid the unwanted costs of replacing a lost, stolen, or damaged key fob.

Tire and Wheel Protection

There’s not much you can do to avoid unexpected road hazards like potholes or debris in the road that can cause damage to your tires or wheels. However, you can save on the costs of repairs or replacements with our Tire and Wheel Protection.

Windshield Protection

Windshield damage happens, and it’s highly unlikely that your insurance will cover windshield repairs or replacements. With our Windshield Protection package, you don’t have to wait to repair chips or cracks, and you can get coverage for a complete replacement for extensive damage.

Dent and Ding Protection

When you choose Dent and Ding Protection, you don’t have to drive around with an eyesore. Get the necessary repairs to return your vehicle to its original luster and shine.

Appearance Care Protection

Most insurance doesn’t cover your vehicle for cosmetic defects. We offer a range of interior and exterior products to prevent aging and wear and tear, including upholstery and exterior paint protection to resist food, stains, fading, oxidation, and more.

Contact the Finance Center at Total Motors Auto Family to Add F&I Products

F&I Products are completely optional, and you can purchase some of the products anytime after your initial purchase. Contact our Finance Center at Total Motors Auto Family for more information and to add any of our top protection packages to your next finance or lease. With F&I Products, you can feel confident that all your bases are covered when the unexpected happens.

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  1. Total Motors Auto Family

    801 Hawkeye Ave SW
    Le Mars, IA 51031

    • Sales: (712) 546-4115
  2. Vollmar Motors Chevrolet

    117 W SECOND
    HOLSTEIN, IA 51025

    • Sales: (712) 317-3508
  3. Total Motors of Le Mars

    801 Hawkeye Ave SW
    LE MARS, IA 51031

    • Sales: (712) 546-4115
  4. Total Motors Le Mars

    801 Hawkeye Ave SW
    Le Mars, IA 51031

    • Sales: (712) 357-8692
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  • Contact our Sales Department at: (712) 546-4115
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